When you get offers for credit cards in the mail do you stop and look at the interest rate? Do you even know what the rates are on your current cards and do you even care?
Many people simply gloss over these numbers and it’s silly for them to do this because when they don’t [...]
Posted in Blog | Tagged cards, credit, Important, interest, is, on, rate, why
Credit cards are something that many people start using when they are in college. The reason for this is that a lot of the credit companies target people of this age because they know that they can make money off of them.
Many people think that debt card companies are out there just to provide [...]
Posted in Blog | Tagged a, as, by, cards, credit, precedent, set, student, using
Credit card debt can absolutely ruin your financial goals. Credit cards are very serious business. Using them needs to be taken very seriously. They are being used because the credit card holder does not have the money to spend today. That is a very heavy situation. People need to understand [...]
Posted in Blog | Tagged card, charges, credit, dont, Late, pay
Information on your credit cannot be changed by disputing. The opposite is actually true. Information about an unpaid judgment against you can be reported for seven years or until the statute of limitations runs out, whichever is longer.
There is no time limit on reporting: information about criminal convictions; information reported in response to your application [...]
Posted in Blog | Tagged a, credit, good, Important, is, maintaining, report, so, why
Credit repair services claim to erase your bad credit and even create a new legit credit identity for you. While many companies do help to improve your credit rating with a financial strategy, there are many others waiting to take your money out of your pocket.
These repair clinics do this by challenging every item in [...]
Posted in Blog | Tagged certain, credit, for, out, repair, services, watch
Memorial Day has now passed, throwing us into the time of year where the weather allows us to enjoy picnics and the outdoor bar-b-q. Both of these summertime activities revolve around eating. As food prices continue to rise, even this innocent seasonal fun is putting an extra strain on our budgets.
These high food [...]
Posted in Blog | Tagged adding, are, balances, card, consumers, credit, debt, eliminating, food, legally, prices, rising, to, With
Your credit history is a very substantial document that creditors, certain financial institutions and certain landlords will take a look in order to determine your financial reputations. For banks and credit card companies, they check your credit history in order for them to determine if you are a person that pays bills on a regular [...]
Posted in Blog | Tagged and, card, credit, Dealing, debt, improving, Score, With
Every time you check your mail or email, watch television, or read a magazine, you are confronted with credit card reward offers everywhere you turn. These offers can generally look so good that it may seem too good to pass up. However, not all rewards are worth the effort, not all credit cards are great. [...]
Posted in Blog | Tagged cards, credit, getting, most, of, out, rewards, the, your
Today, one of the most popular type of reward cards are those that offer cash back with every single purchase made using that credit card. Even though there are several different credit cards available offering rewards, most often in today’s world, cash back is the most popular. In fact, credit card holders all over the [...]
Posted in Blog | Tagged back, cards, cash, credit, understanding